Save replaces traditional interest with market-linked returns. Your principal is 100% FDIC insured — up to standard limits — and your returns are taxed as long-term capital gains, not ordinary income.
Same protection. Smarter returns. Better tax treatment.
Principal protected at standard FDIC limits. Same protection as a traditional savings account or CD.
Returns are tied to a diversified market portfolio rather than a fixed rate. Higher upside in good markets.
Variable APY 1-year: 9.07%. 5-year: 7.97%. Compared to ~5% on a standard high-yield savings.
Returns are taxed as long-term capital gains, not ordinary income — typically a lower tax rate.
Pick the term that fits.
Same FDIC protection. Better returns. Better tax treatment. 5 minutes to open.
Save accounts are offered by Save Advisers LLC, an SEC-registered investment adviser. Deposits are FDIC-insured at the partner bank. Returns are variable and not guaranteed. APY figures are based on Save's historical and projected market-linked performance and may change. MidBank is an affiliate.