Self Credit Builder Accounts work like a savings account in reverse. Small monthly payments build your credit AND give you a lump sum when you finish.
Save money. Build credit. Same product.
No hard credit pull. Pick a plan starting at $25/month.
Each payment goes into a CD held in your name. Self treats it as a loan you're paying down.
Every on-time payment is reported to Experian, Equifax, and TransUnion. This is the credit-building part.
When the term ends, you get your CD back (minus interest + fees). Cash + credit score, both up.
Plans from $25/month. No hard pull to apply.
Self Credit Builder Accounts are issued by Self Financial, Inc. and its banking partners. MidBank receives a referral fee. All terms, fees, and credit reporting are determined by Self and its banks.