Current pays 4.00% APY on savings, gives you up to $200 in fee-free overdraft with Overdrive, pays you 2 days faster with direct deposit, and earns up to 15x points on swipes.
Modern banking that punishes nothing and rewards everything.
Paid monthly. No minimums, no caps. Move money in and out instantly.
No overdraft fees. Current covers you up to $200 — pay it back when your next deposit lands.
Set up direct deposit and your paycheck arrives up to 2 days before traditional banks.
Use the Current debit card and earn rotating-multiplier points. Redeem for cash.
Sign up takes 5 minutes. No minimum balance, no monthly fees.
Current is a financial technology company, not a bank. Banking services provided by FDIC-member partner banks. APY, Overdrive eligibility, and rewards multipliers are subject to Current's terms. MidBank receives a referral fee.