The Employee Retention Credit rewards businesses that kept staff on payroll during the pandemic. Most eligible employers haven't claimed it yet. We help you do the math, file the paperwork, and get the cash back.
The ERC is a refundable IRS payroll-tax credit created during COVID-19 to keep workers employed. Unlike a loan, you don't pay it back — it's a refund check from the IRS for wages already paid.
Eligible businesses can claim up to $5,000 per employee for 2020 and up to $7,000 per employee per quarter for Q1–Q3 2021 — adding up to $26,000 per employee in total.
Most businesses that kept W-2 employees on payroll in 2020 or 2021 qualify in some form.
We work with a CPA firm specializing in ERC. You don't lift a finger.
Submit basic payroll + revenue data. We come back within 48 hours with your estimated refund.
Our CPA team prepares your amended 941-X forms and supporting documentation.
We file with the IRS. Refund checks arrive in 6–9 months. Our fee is a percentage of the refund — no win, no fee.
The IRS estimates billions in unclaimed ERC are still out there. The deadline to amend 2020 and 2021 returns won't last forever.
ERC claims are filed by Refund4, an independent CPA firm. MidBank acts as an affiliate. Eligibility, refund amount, and processing times are determined by Refund4 and the IRS. Fees are paid only on successful refunds.